BRRRR Calculator
Model a buy, rehab, rent, refinance, repeat deal: cash left in the deal, capital recycled, post-refi cash flow, DSCR, and the 70% rule max offer.
Free tools
Rental property calculators
By Cedrick Reese, Property Rental Calculator
Free, browser-based calculators for analyzing rental deals and rental-property taxes, with nothing you enter leaving your device.
Maximum Allowable Offer Calculator
Work backward from your target return to the highest price you should pay, with 1% rule and 70% rule reference prices.
House Hack Calculator
See your real housing cost after tenants' rent, how much of the mortgage they cover, break-even rent, and savings versus renting.
Rent Estimator
A rule-of-thumb monthly rent range from a property's value, with the price-to-rent ratio, gross yield, and a tenant affordability check.
Mortgage Calculator
The full monthly PITI payment with taxes, insurance, HOA, and PMI, plus total interest and your loan balance after any number of years.
Real Estate IRR Calculator
Internal rate of return over a holding period, shown with the equity multiple, total profit, and payback year.
Depreciation Recapture Estimator
Estimate the tax when you sell a rental: the up-to-25% Section 1250 recapture and the capital gain on the rest, split line by line.
Rental Property Depreciation Calculator
Your annual straight-line MACRS deduction, the prorated first-year figure, and its cash value at your tax rate.
Capital Gains Tax & Sale Proceeds Calculator
Your real cash in hand after a sale: price minus selling costs, loan payoff, and the tax on recapture and capital gains.
Cost Segregation Estimator
Estimate the first-year bonus depreciation deduction and tax saving from reclassifying a rental's short-life components.
Property Management Fee Calculator
See your real effective annual rate once leasing fees, renewals, and markups are added to the quoted percentage.
Rental Yield Calculator
Gross and net rental yield side by side from your property value, rent, and expenses, plus the price-to-rent ratio.
Cap Rate Calculator
Net operating income and capitalization rate from your property value, rent, vacancy, and expenses, mortgage excluded.
DSCR Calculator
Debt service coverage ratio from your rent, vacancy, and operating expenses against the mortgage payment, with the lender benchmarks it's measured against.
Rent-to-Income Ratio Calculator
Check a tenant's rent against the 30% rule and the 3x-rent rule, with the maximum rent or minimum income that clears each one.
Rental Property Value Calculator
Work backward from net operating income and a target cap rate to what a rental property is worth, plus its gross rent multiplier.
Rental Property Income Tax Calculator
Estimate the federal tax on your net rental income at your marginal bracket, or the loss you can actually deduct under the $25,000 passive-loss allowance.
How this is built and kept current
Cedrick Reese, a web developer, built every calculator on this page using the same formulas as its own dedicated page, so the numbers match whichever one you use. Each tool gets rechecked and updated whenever the rental-analysis or tax convention behind it changes. Read more about how this site is run.
Looking for the standard buy-and-hold analysis? Start with the Rental Property Calculator, or read the guides.